Money Is Just A Tool
|Written by: Doris Dobkins |
Submitted On: 2/1/2004
|Home Depot is having a big sale on Power Tools. So you hop in
your car and drive over to check out the deals.
There it is, the Makita Compound Miter Saw XK Turbo Model 2310,
the saw of your dreams. Price tag, $3,300.
You haul it to the cashier and charge it on your VISA card.
Now that you've gotten it home, here are a couple of scenarios
that could happen.
1) You open up the box, read and study the instruction manual,
cut some boards, sell some, use some on a construction job, and
fully utilize your new tool to create beautiful things and to
make money that not only pays you back the cost of the saw but
additional money as well.
2) You take the saw home, open up the box, toss the directions
aside, try cutting some boards, break the blade, put the saw away
and never touch it again. In this case, the saw doesn't pay for
itself or make you any money. It could, but it doesn't. Matter-a-
fact, since you charged it, you'll be haunted with $300 a month
payments for the next 4 years as well.
Now anybody looking at these illustrations can easily see how
example #1 is much more ideal than #2. The saw in the first
example looks great and although you aren't guaranteed success
just by having it, in the first example that is exactly what
happened. The key is to use the saw as a tool, to learn about it,
understand how it works, and to use it properly and wisely.
Now, I want you to think of money as a tool, just like this power
saw. Money in and of itself can't and won't make you rich. It can
actually even make you bankrupt. If you know how to use it
though, you will benefit from it. If you don't know how to use
it, it can stress you out, cost you more money or end up being
wasted and just disappear altogether.
Many people think that more money is always the answer to their
financial problems. In some cases it may be if you are living
below the poverty line, but in most cases, more money is not the
answer. If you can't handle the money you currently have and
spend it properly, then more money is not the solution to your
Try to think of the money you have as a tool. If used properly,
it works well for you. If mishandled, it doesn't matter how much
you have, it will never work for you in the way you want or need
it to. It is just a tool in your hands. How well the tool
performs is up to you!
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Doris Dobkins is a money saving expert, author and speaker
and has helped thousands of people find ways to save money
and get out of debt. Her home study course, "Get Out of Debt
Now" can help you too to achieve your financial dreams.
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